What is usually covered
Civil liability insurance most often covers losses arising from bodily injury or property damage, but in some cases it can also include financial losses, moral compensation, legal costs, or environmental damage.
General civil liability
Covers losses caused by your or your company's activity. These losses may relate to bodily injury to a third party, damage to their property, and other cases provided by the Civil Law.
Professional civil liability
Covers losses incurred while providing a qualified professional service. In several industries this insurance is regulated by the legislation of the Republic of Latvia.
Who needs it
- Companies providing services or working with client property.
- Professionals (lawyers, accountants, architects, doctors, etc.) whose professional mistake can cause loss.
- Participants in events, construction, and other regulated sectors.